SMAC Points


How do I earn SMAC points?

Present your SMAC to the cashier before any purchase transaction at SMAC partner brands.


Is there a minimum purchase amount required to earn SMAC points?

No, just present your card at the cashier to earn SMAC points.


How long does it take for points to be credited to my account?

It takes seven (7) to ten (10) days for points and transactions to be reflected on your account.
Your transaction history may be viewed via the SMAC website and SMAC mobile app.

How do I check my SMAC points balance?

Download the SMAC mobile app or visit smac.ph to keep updated on your points balance and many other SMAC benefits you are eligible to enjoy or you may visit a Cashier Counter at any SM Retail Partner establishment.


How do I redeem my points?

SMAC points can be used to pay for your purchases at any SM Retail Partner establishment.
No minimum amount required to start using those SMAC points.

Will my SMAC points expire?

Yes. SMAC points expire if your account is not renewed within 3 months from its validity date.


Can I transfer my SMAC points?

Yes, you can transfer your points to another SMAC Start, SMAC or SMAC Prestige account


How do I transfer points?

Download the SMAC mobile app or visit smac.ph to transfer your points.


Do transferred points expire?

Yes, they expire like regular points.