SM Markets

+100 SMAC Points FREE

at SM Markets

October 06 to 21, 2023

Earn +100 SMAC Points when you shop with a minimum P3,000 spend with BDO Credit Cards at SM Markets on   October 6 to 8, October 13 to 15, October 20 to 22, & October 27 to 31.

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How to Avail

Present your SMAC Start, SMAC, or SMAC Prestige Card upon payment.

Download the App now to Redeem

  • The Promo is open to all eligible Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, American Express, JCB, UnionPay, and Diners Club), collectively, “BDO Cardholders”, with active SMAC. Account status must be active and in good standing (i.e., no past due) within the Promo Period.​
  • The following cards are NOT eligible to participate in the Promo: BDO Corporate Cards, BDO Commercial Cards, BDO Installment Cards, BDO Debit Cards, and BDO Cash Cards.​
  • To earn the +100 SMAC Points:​
    1. BDO Credit Cardholders must meet the minimum single-receipt purchase requirement of P3,000 at SM Markets.  ​
    2. SMAC must be swiped upon payment.​
    3. The +100 SMAC Points will be automatically credited to the SMAC account of the BDO Credit Cardholder on or before December 31, 2023. ​
  • The maximum SMAC points entitlement for this promo is 400 points for every qualified SMAC.​
  • The Promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products, and cannot be used in conjunction with other promotions, discounted items, and fixed price items (unless specified). ​
  • The minimum purchase requirement is defined as the net of all applicable discounts. ​
  • BDO reserves the right to charge the cardholder for the SMAC Points issued under the promo if the qualifying spend is disputed or cancelled; if the transaction is found to be invalid or fraudulent; and/ or if the transaction was used to register or redeem from another on-going BDO Credit Card promo. ​
  • SMAC Points earned may be checked through any of the following channels:
    • SMAC mobile app
    • SMAC website at www.smac.ph
    • Any SM Retail Partner cashier counter
  • Any concern on the products and/or services related to the Promo should be directed and settled directly with SM Markets. Any concern on the SMAC Points should be raised to SMAC.
  • BDO Credit Cardholder/SMAC Member must examine his/her SMAC account for any errors related to the Promo. All questions and issues arising from the Promo will only be accepted not later than February 29, 2024 after which the Promotion is considered conclusive.
  • Splitting of transactions using multiple SMAC for the purpose of earning more points is not allowed. ​
  • All BDO Credit Card transactions are subject to bank approval. ​
  • Terms and Conditions of BUY NOW, PAY LATER apply. For reference, visit https://www.bdo.com.ph/personal/credit-cards/promos/installment/terms-and-conditions. ​
  • Transactions covered by the “+100 SMAC POINTS FREE AT SM MARKETS WITH BDO CREDIT CARDS” Promo are not convertible to cash or other item/s, and cannot be used in conjunction with, and may no longer be used, in any other ongoing BDO Credit Card Promos, such as but not limited to credit card activation programs, points-multiplier promos, and other cashback/rebate promos. ​
  • All questions or disputes regarding the Cardholder's eligibility, coverage of dates, fulfillment, shall be resolved by BDO with the concurrence of DTI. ​
  • In the purchase of goods and services which are on promotional discount, the Senior Citizen and Person with Disability can avail of the promotional discount provided under the Expanded Senior Citizens Act of 2010 or Magna Carta for Persons with Disability, whichever is higher.​
  • Terms and conditions governing the issuance and use of BDO Credit Cards, reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.​

Per DTI Fair Trade Permit No. FTEB 176569 series of 2023​